Aiming for a faster resolution, I gathered key dispute information—account name, date of the alleged late payment, and a copy of the credit report page showing the error—and kept it handy. Using the Lexington Law phone number while referencing those three details helped the representative locate my case immediately. The agent placed a formal investigation request the same day and followed up by email within forty-eight hours to confirm the bureau had been notified. Laying out precise error specifics alongside client references in one clear conversation proved far more effective than waiting solely on online submissions.