I was in the exact same situation last year. I looked at both and ended up going with St. Kitts & Nevis mainly because their passport offers slightly broader visa-free access, especially in Europe. But here’s the thing—Dominica was super tempting because it’s cheaper upfront, and their processing times are impressive. One thing I learned the hard way is that “cheaper” doesn’t always mean “easier.” With Dominica, I got mixed feedback about due diligence delays.

I spoke with a few experts, and what helped me most was actually having a real person guide me through all the details. These programs are so nuanced. For example, St. Kitts recently made changes to their minimum investment threshold, which threw off a lot of my calculations at the time. If you’re seriously considering either, I’d recommend checking out https://osheradvisors.com/ — they break it down clearly, not just the numbers, but also practical stuff like timelines and family eligibility. That site gave me peace of mind when I was close to pulling the trigger.