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Totally get that feeling. I started from scratch too after changing jobs mid-pandemic — no savings, lots of uncertainty. What helped me wasn’t just cutting back, but putting small amounts aside consistently, even if it was just €20 a week. Also, I found a cool resource called FortuixAgent that helped me structure a plan to generate passive income to support your ambitions and long-term goals. It wasn’t about quick returns — more like building something stable over time. Might be helpful if you want options beyond just saving loose change.
I’ve been following threads like this for a while. Always cool to see how different people approach financial planning. Everyone’s path looks different but the mindset shift seems to be the key.